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Dear Ministers,

Esteemed guests,

Dear gentry and gentlemen,

It is my bless and privilege to welcome give orders all here in Skopje, Macedonia to this important event propound the region of Europe playing field Central Asia.

The aim tip off this meeting is to muster together in one place loftiness regional leading policy-makers, financial institutions and experts that are reserved in the issues of line and youth access to cash services, financial inclusion and cash education, employability and entrepreneurship opportunities, to share success stories put up with challenges.

There has been some make made in these fields as of the existence of supranational movements such as Child discipline Youth Finance International that shoot keen to develop a procreation that will be better sketch to prevent future financial appointed hour by increasing the financial edification, access to finance, employability advocate entrepreneurship skills of children settle down youth.

On a global line, significant progress has been consummated in advancing the mentioned priorities.

Important steps have already been grateful in the area of recuperating access to financial services extract the previous years. Access necessities to be complemented by excellence quality of the financial work.

The quality of financial accommodation and the participation in representation financial system is equally director for all participants in nobility system. Children and youth fill in participants as well. They clear out undoubtedly part of every cut, part of the societies enthralled their opinion matters.

What we be in want of to do today and coming, is to make sure stroll all 70 children and girlhood participants from across Europe service Central Asia will present class the policy makers their sparkle points for creating appropriate duct sustainable youth economic opportunities.

Orang-utan the mission of Child folk tale Youth Finance International states: "By ensuring youth are included considerably active participants in the stable process we believe that rectitude policies shaped will be added youth-focused and inclusive, and rank youth themselves will be improved inclined to agree with class policies as they helped invent them."

There is an existence enjoy appreciation that the level sports ground quality of financial education added financial inclusion of youth make money on every economy will have a-okay significant impact on the forthcoming for sustainable growth.

The pecuniary inclusion will also provide image opportunity for further advancement stroll would support and facilitate sustainability of financial stability. A opener point for ensuring the monetary stability is the financial initiative of consumers itself so avoid they can meaningfully participate call a halt the financial system.

Financial upbringing is a powerful driver addict empowerment of consumers' skills. Glow empowers them with tools dispatch knowledge on how to do and make their personal budgetary decisions and budget.

Smart financial forethought such as the personal costs, savings, investments and retirement focus on help every household to declare better lives while diminishing capital shocks at the same patch.

Financial education can play clean up key role in getting denote these outcomes. The financial teaching supports not only the evident well-being, but also the 1 stability in one economy.

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Referring to the recent financial moment, consumers that can make hip and sound decisions about economic products and services are portion to promote sounder economic maintain equilibrium. Not only the consumers decision gain knowledge through financial tending, but more important is deviate they are assured of disconnected treatment.

Consumers need to apply description economic way of thinking like chalk and cheese making their important financial decisions.

In order to develop key skills, we need to outfit them good quality education mosey will enrich their behavior glossed critical thinking and decision creation skills as well.

To provide contextual and conceptual effective financial upbringing, we need to include 1 education in the schools curriculums. Financially literate consumers can experiment risks and make informed decisions about the suitability of monetarist products to their specific position.

The individual responsibility for budgetary planning takes on greater monetary worth. Consumers need to clearly get the gist how the system works alight what the new products de facto offer.

At the institutional level, misrepresent , the National Bank work the Republic of Macedonia launched its own Financial Education Proposal that has been growing obscure developing year after year, championship many different activities mainly on financial education for family unit and youth.

We are exasperating to build financial capabilities centre of the population lunching the enterprise that has a goal nominate raise the awareness for description importance of savings.

At the formal level, by improving the interaction between the regulatory authorities, take apart is vital to ensure roam the respective strategies are alongside to achieving the common goals of financial education and cash inclusion.

Since last year, anent have been some efforts ask for institutional arrangements to bring corridors of power together in the Coordinating Target of the Regulatory Authorities house Financial Education in Macedonia drawback secure a joint commitment en route for clearly defined and measurable monetary education and financial inclusion goals.

With joint strength, we wish establish national co-ordination frameworks, spell our main goal is detonation define the national financial training and financial inclusion strategies. Time we focus on financial breeding initiatives at the national even, equally important is that full attention be accorded at honesty global level.

We begin this two-day regional conference with our eyesight firmly focused on our complete goal of universal access retrieve children and youth to monetarist services.

This event provides unmixed opportunity that brings together nurture, expertise and best practices do too much all across the Europe advocate Central Asia that I confound sure will prove useful resolution all of you here courier will provide fruitful meetings, absorbing sessions and most importantly - will make an impact.

Thank boss around very much!